Question Papers

RBI GRADE 'B' OFFICERS EXAM 2010
Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments

Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these

Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce

Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment

Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value

Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India

Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government

Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above

Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system

Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above

Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax

Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers

Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country

Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society

Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested

Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities

Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as increases—
(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country

Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft

Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank

Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank

Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public

Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates

Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements

Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank

Q.26. A ‘Stale’ coupon is a single that is—
(A) Over 6 months old
(B) Converning an owing payment
(C) Cancelled by a drawer
(D) Written upon an comment that is overdrawn

Q.27. When a Central Bank sells securities, as a result—
(A) The income resources during a ordering of a blurb banks increase
(B) The income resources of a blurb banks sojourn unchanged
(C) The income resources during a ordering of blurb banks get diminished
(D) None of a above

Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—
(A) Has educated a bank not to compensate a cheque
(B) Whishes to be contacted prior to a coupon is cashed
(C) Has improperly finished a coupon as well as contingency scold it prior to payment
(D) Had deficient supports in his comment to compensate a cheque

Q.29. The stream Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9·5%

Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves purebred with … prior to Jul 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of a above

Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe according to a ultimate inform of universe Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three

Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands

Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills for movement duration upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%

Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate calculations ?
(A) India’s per capita inhabitant resources is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing energy parity) is $ 2390
(D) All of a above

Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of Mar 2006-07 opposite 1·8% during 2005-06.
(A) 2·3%
(B) 3·3%
(C) 1·5%
(D) 7·9%

Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour in a nation ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)

Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?
(A) Coins as well as banking notes
(B) Coins as well as bank drafts
(C) Currency records as well as SDRs
(D) Currency records released by RBI

Q.38. Which of a following is rightly matched?
(A) CRR upon FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR upon NRE deposits—31·5%
(D) CRR upon NRE—13%

Q.39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata

Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) as well as (C) both

ICICI Bank PO Exam 2010 – Computer General Awareness
Section : Computer General Awareness
1. In a survey of more than 500 companies and government agencies, ____________ percent detected computer security breaches.
A. 20
B. 75
C. 85
D. 99
Answer: C
2. The survey showed that these businesses lost more than ____________ due to security breaches.
A. $100,000 each
B. $377 million
C. five employees each
D. $1 million
Answer: B
3. The typical computer criminal is a(n):
A. young hacker.
B. trusted employee with no criminal record.
C. trusted employee with a long, but unknown criminal record.
D. overseas young cracker.
Answer: B
4. The majority of computer crimes are committed by:
A. hackers.
B. insiders.
C. overseas criminals.
D. young teenage computer geniuses.
Answer: B
5. The common name for the crime of stealing passwords is:
A. spooling.
B. identity theft.
C. spoofing.
D. hacking.
Answer: C Reference: Theft by Computer
6. Collecting personal information and effectively posing as another individual is known as the crime of:
A. spooling.
B. identity theft.
C. spoofing.
D. hacking.
Answer: B
7. Malicious software is known as:
A. badware.
B. malware.
C. maliciousware.
D. illegalware.
Answer: B
8. A program that performs a useful task while simultaneously allowing destructive acts is a:
A. worm.
B. Trojan horse.
C. virus.
D. macro virus.
Answer: B Moderate
9. An intentionally disruptive program that spreads from program to program or from disk to disk is known as a:
A. Trojan horse.
B. virus.
C. time bomb.
D. time-related bomb sequence.
Answer: B
10. In 1999, the Melissa virus was a widely publicized:
A. e-mail virus.
B. macro virus.
C. Trojan horse.
D. Time bomb.
Answer: A
11. What type of virus uses computer hosts to reproduce itself?
A. Time bomb
B. Worm
C. Melissa virus
D. Macro virus
Answer: B
12. The thing that eventually terminates a worm virus is a lack of:
A. memory or disk space.
B. time.
C. CD drive space.
D. CD-RW.
Answer: A
13. When a logic bomb is activated by a time-related event, it is known as a:
A. time-related bomb sequence.
B. virus.
C. time bomb.
D. Trojan horse.
Answer: C
14. A logic bomb that was created to erupt on Michelangelo’s birthday is an example of a:
A. time-related bomb sequence.
B. virus.
C. time bomb.
D. Trojan horse.
Answer: C
15. What is the name of an application program that gathers user information and sends it to someone through the Internet?
A. A virus
B. Spybot
C. Logic bomb
D. Security patch
Answer: B
16. Standardization of Microsoft programs and the Windows operating system has made the spread of viruses:
A. more complicated.
B. more difficult.
C. easier.
D. slower.
Answer: C
17. HTML viruses infect:
A. your computer.
B. a Web page in the HTML code.
C. both a Web page and the computer that is viewing it.
D. No
18. Software programs that close potential security breaches in an operating system are known as:
A. security breach fixes.
B. refresh patches.
C. security repairs.
D. security patches.
Answer: D
19. When customers of a Web site are unable to access it due to a bombardment of fake traffic, it is known as:
A. a virus.
B. a Trojan horse.
C. cracking.
D. a denial of service attack.
Answer: D
20. ___________ is the measurement of things such as fingerprints and retinal scans used for security access.
A. Biometrics
B. Biomeasurement
C. Computer security
D. Smart weapon machinery
Answer: A
21. What is the most common tool used to restrict access to a computer system?
A. User logins
B. Passwords
C. Computer keys
D. Access-control software
Answer: B
22. The most common passwords in the U.S. or Britain include all EXCEPT:
A. love.
B. Fred.
C. God.
D. 123.
Answer: D
23. Hardware or software designed to guard against unauthorized access to a computer network is known as a(n):
A. hacker-proof program.
B. firewall.
C. hacker-resistant server.
D. encryption safe wall.
Answer: B
24. The scrambling of code is known as:
A. encryption.
B. a firewall.
C. scrambling.
D. password-proofing.
Answer: A
25. If you want to secure a message, use a(n):
A. cryptology source.
B. encryption key.
C. encryption software package.
D. cryptosystem.
Answer: D
26. To prevent the loss of data during power failures, use a(n):
A. encryption program.
B. surge protector.
C. firewall.
D. UPS.
Answer: D
27. A(n) ____________ can shield electronic equipment from power spikes.
A. encryption program
B. surge protector
C. firewall
D. UPS
Answer: B
28. All of these are suggestions for safe computing EXCEPT:
A. don’t borrow disks from other people.
B. open all e-mail messages but open them slowly.
C. download shareware and freeware with caution.
D. disinfect your system.
Answer: B
29. Freeware ___________ encrypts data.
A. encryption
B. firewall software
C. PGP
D. private and public keys
Answer: C
30. ____________ is defined as any crime completed through the use of computer technology.
A. Computer forensics
B. Computer crime
C. Hacking
D. Cracking
Answer: B
31. Most computer systems rely solely on ___________ for authentication.
A. logins
B. passwords
C. encryption
D. lock and key
Answer: B
32. Creating strong computer security to prevent computer crime usually simultaneously helps protect :
A. privacy rights.
B. personal ethics.
C. the number of cookies downloaded to your personal computer.
D. personal space.
Answer: A
33. Over ___________ was spent by businesses and government to repair problems in regard to Y2K.
A. 20 million dollars
B. 100 million dollars
C. 1 billion dollars
D. 100 billion dollars
Answer: D
34. What is a complex system that takes on nearly complete responsibility for a task eliminating the need for people, verification, or decision making?
A. Autonomous system
B. Missile defense auto-system
C. Smart weapon
D. Independent system
Answer: D
35. Security procedures can:
A. will eliminate all computer security risk.
B. reduce but not eliminate risks.
C. are prohibitively expensive.
D. are inaccessible for the average home user.
Answer: B
ICICI Bank PO Exam 2010 – Computer General Awareness Question Paper 2 Question No. 36 to 58
Fill in the Blank:
36. The field of computer ____________ uses special software to scan hard drives of potential criminal suspects.
Answer: forensics Reference: Online Outlaws: Computer Crime Difficulty: Challenging
37. Computer ____________ often goes unreported because businesses fear negative publicity.
Answer: crime
38. ____________ connections are the most frequent point of attack for Internet commerce.
Answer: Internet
39. ____________ is the most common form of computer crime.
Answer: Theft
40. A survey by eMarketer.com found that ____________ are the most often cited online fraud cases.
Answer: online auctions Reference: Identity Theft
41. Theft of computers is most common for PDAs and ____________ computers.
Answer: notebook
42. When you use a disk in several different computers within the same day, you are taking the chance of contracting a(n) ____________.
Answer: virus Reference: Viruses Difficulty: Easy
43. A(n) ____________ attaches itself to documents that contain embedded programs that automate tasks.
Answer: macro virus
44. Both viruses and ____________ use computer hosts to replicate.
Answer: worms
45. ____________ programs search for and eliminate viruses.
Answer: Antivirus
46. A security patch is a software program that closes possible security breaches in the operating system. The cost to the consumer is ____________.
Answer: nothing or free
47. ____________ was once the word used for malicious computer wizardry.
Answer: Hackers or hacking
48. ____________ refers to electronic trespassing or criminal hacking.
Answer: Cracking
49. DoS stands for ___________.
Answer: denial of service
50. DDoS stands for ___________.
Answer: distributed denial of service
51. ____________ hijack Web pages and redirect users to other sites.
Answer: Webjackers
52. ___________ software monitors and records computer transactions.
Answer: Audit-control
53. Each individual who uses a public key cryptosystem has ___________ keys.
Answer: two Reference: How It Works: 10.2 Cryptography
54. PGP stands for ___________.
Answer: Pretty Good Privacy
55. Most operating systems, including Windows XP, assign each user a unique ___________.
Answer: user identifier or user ID
56. It should now be common knowledge that users should not open ___________ from e-mail recipients that the user does not know.
Answer: attachments
Matching:
57. Match the acts and centers with their purposes:
I. Computer Fraud and Abuse Act A. created by Attorney General Janet Reno in 1998
II. USA Patriot Act B. defines what kinds of communications are legal online
III. Digital Millennium Copyright Act C. created in 2001 as a response to the terrorist attacks of September 11, 2001
IV. Telecommunications Act of 1996 D. provides instant information on crimes and criminals
V. Communications Decency Act E. declared unconstitutional by the Supreme Court
VI. National Infrastructure Protection Center F. created as a result of the first headline-making worm
VII. National Crime Information Center G. used to arrest a student for writing to crack an Adobe product
Answers: F, C, G, B, E, A, D
58. Match the following rules of thumb about safe computing with the proper descriptions:
I. share with care A. be aware of e-mail from what appear to be legitimate companies
II. handle e-mail carefully B. don’t choose a dictionary word
III. disinfect regularly C. keep your disks in your own computer
IV. take your password seriously D. copy, copy, copy
V. if it’s important, back it up E. encrypt
VI. sensitive info over the Internet? F. use antivirus software
Answers: C, A, F, B, D, E

ICICI Bank PO Sample Paper 3
Written Test
1) Mrs. Watsherface had a garage sale. A custmer named Gina bought an old lamp and a rug. She paid a total of $5.25 for everything. The rug cost 25 cents more than the lamp. How much did each cost?
Answer: The lamp cost $ 2.50 and the rug cost $ 2.75
2) SlowRun Express runs between Bangalore and Mumbai, For the up as well as the down journey, the train leaves the starting station at 10:00 PM everyday and reaches the destination at 11:30 PM after three days.Mr. Haani once travelled by SlowRun Express from Mumbai to Bangalore. How many SlowRun Express did he cross during his journey?
Answer: Mr. Haani crossed 7 SlowRun Expresses during his journey.
3) In a certain year, the number of girls who graduated from City High School was twice the number of boys. If 3/4 of the girls and 5/6 of the boys went to college immediately after graduation, what fraction of the graduates that year went to college immediately after graduation?
Answer: Assume that number of boys graduated from City High School = B
Therefore, number of girls graduated from City High School = 2*B
It is given that 3/4 of the girls and 5/6 of the boys went to college immediately
after graduation.
Hence, total students went to college
= (3/4)(2*B) + (5/6)(B)
= B * (3/2 + 5/6)
= (7/3)B
Fraction of the graduates that year went to college immediately after graduation
= [(7/3)B] / [3*B]
= 7/9
Therefore, the answer is 7/9
4) A mule and a donkey were carrying full sacks on their backs. The mule started complaining that his load was too heavy. The donkey said to him “Why are you complaining? If you gave me one of your sacks I’d have double what you have and if I give you one of my sacks we’d have an even amount.”How many sacks were each of them carrying? Give the minimal possible answer.
Answer: The mule was carrying 5 sacks and the donkey was carrying 7 sacks.
5) Two people enter a race in which you run to a point and back. Person A runs 20 mph to and from the point. Person B runs to the point going 10 mph and 30 mph going back. Who came in first?
Answer: Person A came in first.
6) Mark ate half of a pizza on Monday. He ate half of what was left on Tuesday and so on. He followed this pattern for one week. How much of the pizza would he have eaten during the week?
Answer: Mark would have ate 127/128 (99.22%) of the pizza during the week.
7) In the General meeting of “Friends Club”, Sameer said, “The repairs to the Club will come to a total of Rs 3120 and I propose that this amount should be met by the members, each paying an equal amount.” The proposal was immediately agreed. However, four members of the Club chose to resign, leaving the remaining members to pay an extra Rs 26 each. How many members did the Club originally have?

Answer: The Club originally had 24 members.

8) If you look at a clock and the time is 3:15.What is the angle between the hour and the minute hands? ( The answer to this is not zero!)
Answer: 7.5 degrees